The payment method for busy people.

With PayFast (SWIVEL Pay), you can make a payment online or by phone with your checking account OR with your Visa®, Mastercard® or Discover® debit card at another financial institution.

Pay Your Hughes Loans

  • Vehicle Loan
  • Line of Credit
  • Home Equity Loan
  • Personal Loan
  • Summer/Holiday Loan
  • Credit Cards (see details below)

To Make a Loan Payment

You will need your Hughes member number and loan number, as well as the routing number and your checking account number (or your Visa®, Mastercard® or Discover® debit card) from your other financial institution.

routing number and account number

USE PAYFAST ONLINE

Or pay by phone at 866-312-4818.

Important Changes

As of July 1, 2021, members using the Guest/Express payment option with their ACH banking information will need to go through a validation process with each transaction.

Avoid delays making your online loan payment by enrolling in the PayFast platform and/or using your Visa®, Mastercard® or Discover® debit card to make your loan payment!

Credit Card Payments

To pay your Hughes credit card bill with PayFast, call 866-820-3941.
NOTE: Visa®, Mastercard® or Discover® debit card option is not available at this time for credit card payments.

Additional Information

  • There is a $4.95 convenience fee for PayFast
  • All other loan payment methods are still available
  • Registration is only accepted on the primary member on the account (no joint member payments)
  • Payments made before 6pm ET can take up to two business days to post. Payments made after the cutoff time can take up to three business days to post
  • If you requested confirmation via email, the confirmation will be emailed to you
  • Once you receive the tracking number, the payment cannot be reversed or canceled
  • Payment amounts can be up to $2,500

Loan Payoff Information

Do not use PayFast to payoff vehicle loans in full because it may result in a 90 day delay in receiving your title. Titles can be received within 10 days of payoff by contacting Hughes Federal Credit Union directly.

NOTE: Hughes Federal Credit Union is not responsible for payments posted incorrectly due to invalid information.