Take advantage of the savings potential.
While some credit cards want you to rack up transactions every month to earn reward points, the Hughes Visa® Platinum Card leaves the gimmicks out of it, giving its holders the savings upfront with a low rate, along with:
- 90-Day Purchase Security
- Personal Identity Theft Reimbursement
- Roadside Dispatch
- $500,000 in Common Carrier Travel Insurance
- Up to $300 Baggage Delay Insurance
- Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Apply any time day or night online or by calling 888-304-6855. If approved, your credit limit will be determined by Hughes.
Braille cards are available upon request.
Visa Click to Pay - the easy, smart and secure way to pay online.
Enjoy a better online payment experience when you see the Click to Pay icon anywhere Visa is accepted. Spend less time clicking and more time shopping.
- Easy. Click to pay with Visa and you'll no longer have to enter your 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase.
- Smart. Set up once and choose "remember me" to save time where you see the Click to Pay icon and Visa is accepted.
- Secure. You can feel confident knowing that Visa uses advanced technologies and multiple layers of payment security to help protect your card against unauthorized use.
Online shopping that's simple and secure is just one step away. Setup your Hughes Visa cards today!
Questions? Visit the Visa Click to Pay Frequently Asked Questions page.
Contactless mobile payment options.
Stop carrying all of your cards and digitize your wallet today! Link your Hughes Credit card with your mobile wallet to make payments using your smartphone, smartwatch or compatible device.
Learn more on our Contactless Mobile Payments page.
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Look for the Contactless Symbol at checkout | Tap your Hughes Visa contactless card on the contactless-enabled terminal | Once your payment is complete, you're good to go! |
Change Your Credit Card PIN Easily!
Members can now easily change their existing Credit Card PIN. Just follow these quick steps:
Call to Change Your PIN:
- Call (866) 631-3197
Verify Your Identity:
- Call from the phone number linked to your account.
- Enter your 16 digit credit card number.
- Enter the 2 digit birth month and 2 digit birth year for the Primary Cardholder (MMYY).
Confirm Card Details:
- Enter the 4 digit expiration date (MMYY).
- Enter 3 digit CVV.
- Enter last 4 digits of Primary Cardholder's SSN.
Set Your New PIN:
- Follow the prompts to enter and confirm your new PIN.
NOTE: The process will end if your phone number, SSN, or card details do not match our records. A PIN can only be changed once in a 24-hour period.
Change your PIN anytime, anywhere - it's quick, secure, and convenient!
Rates
9.50% - 12.50% APR*
Visa Platinum Credit Card
Features & Benefits
- Credit limits range from $100 to $25,000
- Contactless technology
- Works with Apple Pay, Google Pay, Samsung Pay
- Visa Click to Pay
- No annual fee
- Low interest rate
- No cash advance fee and 24-hour cash access at ATMs worldwide
- No interest charged on purchases if balance is paid in full each month by the payment due date
Look. Tap. Go.
Look for the Contactless Symbol when you checkout.
Customize & Personalize
Choose one of your favorite photos and create a one-of-a-kind card.
FAQ
Credit Card Frequently Asked Questions
You may join Hughes Federal Credit Union if you:
- Live, work, worship or attend school in Tucson
- Are employed by one of our Select Employer Groups
- Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
- Make a small donation to one of the following community Special Interest Groups:
- Friends of the Oro Valley Public Library
- Friends of the Pima County Public Library
- Friends of the Kirk Bear Canyon Library
Call 800-449-7728 to report a lost or stolen Hughes credit card.
Call 866-820-3941 (Credit Card)
Please contact us before you travel or go on a trip. Notifying us ahead of time is helpful to identify suspicious transactions and protect from possible fraud.
To set up automatic payments, you’ll need to complete and sign the Credit Card Automatic Payment Authorization Form then mail, fax, or drop it off at any of the seven Hughes locations.
You can also send the form via a secure email message by visiting HughesFCU.org/Contact.
You can also send the form via a secure email message by visiting HughesFCU.org/Contact.
Disclosures
Effective Date: 10-01-2024
*APR = Annual Percentage Rate. Adjustable rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time. Requires a Main Share Savings account with a minimum balance of $50.00. Please contact a Credit Union employee for further information.
Penalty pricing will apply if we do not receive the required minimum monthly payment by the payment due date for two (2) consecutive months. The new increased rate of 16.99% APR (including any introductory rate and promotional rate) will apply on any existing and future purchase and cash advance balances. After the account is paid as agreed according to the terms of the Credit Card Agreement for six (6) consecutive months, the rate will be reduced back to the current prevailing APR.
Disclaimers and Agreements
Product and Service Fees (PDF)
Visa Credit Card Agreement (PDF)