Get started with Hughes.

Membership at Hughes Federal Credit Union is open to anyone that lives, works, worships or attends school in Tucson, or through other affiliations you may have. Open an account online or visit one of our convenient branches. You'll need:

  • Your Social Security Number
  • A valid form of government issued identification more than 30 days old
  • A second form of identification (e.g., insurance card, credit card, utility bill)
  • Information for funding your new account (existing Hughes account number, account number and routing number from another financial institution, or a credit/debit card)
  • Your previous address (if at current address less than two years)
  • If applying for a joint membership/account, the secondary applicant's information
  • Other restrictions may apply

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Kirk Bear Canyon Library
You will need the following information to complete an application online or in a branch:
  • Social Security Number
  • A valid form of government issued identification more than 30 days old
  • A second form of identification (e.g., insurance card, credit card, utility bill)
  • Previous address if at current address less than two years
  • Joint Applicant/Co-Borrower information (if applicable)
  • If applying for membership: Information to fund your new account (existing HFCU member number, account and routing number from another financial institution, or a credit/debit card)
  • If applying for a loan: Previous employer information (if at current employer less than two years), Proof of income, and Collateral information (secured loan requests only).

If you would like to add a new joint owner to your existing membership you have several options:

  • Use the online Add a Joint Owner Application (fastest and easiest).
  • Come into a branch together and a Member Services Representative can assist you. Be sure to bring two forms of ID, one being a government issued ID such as a U.S. driver's license.
  • Call 520-794-8341 and request that the form be mailed to you.

Hughes Unified Banking, or myHUB, allows you to sync your financial accounts in order to track, monitor and learn from your finances in one convenient, user-friendly site. From personalized budgets to cash flow spending wheels, we’ll give you an accurate and comprehensive view of your finances. By automatically cleansing, categorizing and classifying your purchases, you’ll be able to build your own budgets and set your own goals, all within the app.

Use our Location Finder to search for a CO-OP Shared Branch or surcharge-free ATM near you.

A fast, safe and easy way to send money in minutes with friends, family and others you trust. It's available to use with Hughes online banking and mobile app. Click here to find out more about Zelle.

Current loan rates are listed on each Loan Product page. See a comprehensive list of rates on our Rates & Fees page.

Top 5 Reasons to Become a Hughes Member

  1. Better Rates. You'll earn more on your deposit accounts and save more on your loans.
  2. Fewer and Lower Fees. We have FREE checking with no minimum balance and no monthly fee. FREE Bill Pay. FREE eStatements. Unlimited Check Writing. And more!
  3. Branches & ATMs. Hughes has conveniently located branches in Southern Arizona and we are part of the CO-OP Shared Branch Network giving you access to 5,000 other locations and the CO-OP ATM Network with nearly 30,000 surcharge-free ATMs.
  4. Locally-Owned. Hughes has been serving Southern Arizona since 1952. We give back to our community through charitable donations and sponsorships, scholarships, and financial education.
  5. You're a Member, not a Customer. When you join Hughes, you're part of a not-for-profit financial cooperative, owned by the members who save and borrow here.