Get a head start on the road to a prosperous future.
Whether saving for a car, college or financial independence, Hughes' Youth Certificate Accounts can help you earn more money with higher dividend rates.
Rates
2.02% APY*
6 Mo. Youth Certificate • $100 Min. Balance
2.53% APY*
12 Mo. Youth Certificate • $100 Min. Balace
2.33% APY*
24 Mo. Youth Certificate • $100 Min. Balance
2.17% APY*
36 Mo. Youth Certificate • $100 Min. Balance
Features & Benefits
- For young members up to age 17
- Minimum balance of just $100
- Available in 6, 12, 24 and 36-month terms
- Dividends are compounded daily and credited monthly
- Access to MoneyCoach for Students
Flexible Terms
Up to 36 monthsPledge Loan
100% of the certificate account can be pledged.FAQ
Youth Certificate Accounts Frequently Asked Questions
You may join Hughes Federal Credit Union if you:
- Live, work, worship or attend school in Tucson
- Are employed by one of our Select Employer Groups
- Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
- Make a small donation to one of the following community Special Interest Groups:
- Friends of the Oro Valley Public Library
- Friends of the Pima County Public Library
- Friends of the Kirk Bear Canyon Library
Disclosures
Effective Date: 10-01-2024
*APY = Annual Percentage Yield. Certificate Accounts are compounded daily and credited monthly. Minimum Balance required to open an account and earn the posted APY. There is a substantial penalty for early (premature) withdrawal of Certificate Account funds. Please reference Share Accounts Information and Disclosure and/or contact a Credit Union employee for additional information. Rates and terms are subject to change at any time. Fees may reduce earnings.