Holiday Loan

Get the financing you need for the holiday season.
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Get the financing you need for the holiday season.

Hughes Federal Credit Union offers loans to help you make the most of the holidays!

  • Buy that special present
  • Take a vacation
  • Make home improvements
  • Consolidate bills
  • Whatever you desire!

Deadline to Apply: January 31, 2025

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Rates

12.00% APR*
Fixed Rate (Up to 48 Months)

Features & Benefits

  • Easy application
  • A great fixed rate - 12.00% APR*
  • Borrow from $1,000 to $10,000**
  • Terms up to four years**

Why Holiday Loan ?

For whatever the season brings.

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One Low Rate™*

We don’t switch loan rates based on your credit score. Just one interest rate for all approved applicants.
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Speedy Turnaround

Once we receive your application, we’ll contact you promptly to get everything finalized.  

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Flexible Terms

Up to four years.
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FAQ

Holiday Loan Frequently Asked Questions

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Kirk Bear Canyon Library
No. You are not penalized for paying off a loan early at Hughes.


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Disclosures

Effective Date: 10-01-2024

*Annual Percentage Rate (APR) and loan terms can affect your monthly payments. Use a Hughes Financial Calculator  to calculate payment amounts for fixed-rate loans.

Loan Payment Example: A loan amount of $5,000 for 36 months at 12.00% fixed APR will have a monthly payment  of $166.07.

**Certain restrictions apply. Terms up to four years. All loans are subject to approval. Only one per member open at a time as borrower and/or co-borrower. Contact  Hughes Federal Credit Union for additional information.

One Low Rate applies to all Hughes Federal Credit Union loans except credit builder loans; mortgage and student  loans, which are offered through an outside vendor. For members with approved credit. Certain restrictions apply.