A checking account that grows your money.
Does your checking account give back? If you have money in the bank your money could be earning interest each month. Make the switch and discover a checking option that works for you.
Our Free Checking account gives you the tools to stay on top of your finances, with benefits that actually work for your needs and lifestyle. Because banking should make your life easier, not harder.
Pair Your Free Checking with a Card That Makes a Statement
Your checking account should do more than hold your money, it should reflect who you are. With Hughes Free Checking, you get to pair your account with a debit card that matches your style, supports your community, or shows off your Wildcat spirit. Whether you’re drawn to bold designs or meaningful causes, there’s a card that’s perfect for you.
Ready to Make the Switch?
Banking doesn’t have to be complicated. Open your Free Checking account today and experience what banking built around you really feels like.
Rates
0.05% APY*
Features & Benefits
- Free Visa Debit Card
- Free Unlimited Bill Pay
- No monthly fee
- No minimum balance
- Overdrawn Protection
- Overdraft Privilege (up to $600)
- Online and Mobile Banking
Free Checking
Enjoy no monthly fees.
Overdraft Privilege
Overdraft Privilege of $600 available.FAQ
Checking Account Frequently Asked Questions
It’s easy! Just provide your employer with our routing number 322174944 and your member number.
The fastest way is to log into online banking then click the "Order Checks" link next to your checking account under the Account Summary tab. You may also call our Contact Center at (520) 794-8341 or visit a branch.
You can set up Overdraft Protection from your Main Share Savings or Daily Savings which will automatically transfer funds to your checking if it is overdrawn. You can also apply for an overdraft Line of Credit.
Yes! Log in to Hughes and go to Accounts > Open Account.
Visit our application status portal to check the status of your application, upload documents, or send us questions or comments.
If you would like to add a new joint owner to your existing membership you have several options:
- Use the online Add a Joint Owner Application (fastest and easiest).
- Come into a branch together and a Member Services Representative can assist you. Be sure to bring two forms of ID, one being a government issued ID such as a U.S. driver's license.
- Call 520-794-8341 and request that the form be mailed to you.
Disclosures
Effective Date: 10-01-2024
*APY = Annual Percentage Yield. Checking Account dividends compounded daily and credited monthly except where notated. The Dividend Rates and Annual Percentage Yield (APY) are variable rates. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the Credit Union for further information. Third-party fees may apply. Fees may reduce earnings.