What is AD&D Insurance?
AD&D can pay a cash benefit in the event of a covered accidental death or injury.
Benefits of Coverage
- Guaranteed acceptance – no doctor visits, health questions, or medical tests
- Coverage available at a cost-effective, monthly rate
- You’re protected at home, at work, on vacation, or during travel
Get $1,000 in No-Cost Coverage, paid for you by Hughes Federal Credit Union.
You are also pre-authorized to purchase up to $300,000 of AD&D coverage, underwritten by Minnesota Life Insurance Company. In a few minutes, you can activate important coverage for your loved ones.
You cannot be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 or older, regardless of age at enrollment. Don’t delay. Remember, you cannot be turned down.
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Andrea L. Heger, Licensed Insurance Agent #2277322
Frequently Asked Questions
FM - How much coverage can I get? Can I insure my family, too?
You can be covered for $400 for each day of hospitalization; or $200 for sickness. You may also choose family coverage, which protects your spouse and dependent children at a reduced benefit rate. See your certificate of insurance for specific amounts.
FM SERVICE
Have Insurance Coverage with Franklin Madison?
View your coverage, make payments, initiate the claims process and more!
- AD&D
- Hospital Accident Protection
- Recuperative Care Insurance
Visit the secure self-service portal anytime!
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