Tired of the 'Better Rate' Bait and Switch?

So are we. Our One Low Rate promise means that once you're approved, you get our best rate on loans no matter your credit score. Whether you're dreaming of a new car, a home of your own, or need a little help to fund life's surprises, we've got you covered—fairly and squarely, for every member, every time.

Auto Loans

Ready to hit the road in a new or used vehicle? Make your dream car more affordable and your loan process stress-free with our One Low Rate promise. 

Start Your Application


HELOCs

Your home has grown in value, and so have your opportunities. A Home Equity Line of Credit (HELOC) with our One Low Rate promise means financing that dream vacation or long-awaited remodel is easier than ever. 

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Personal Loans

Simplify your finances with a single, low rate that's guaranteed once you're approved, letting you focus on what matters most.

Learn More and Apply


Choose the Road Less Complicated

Take the next step with financial products designed around transparency and simplicity. Join us at Hughes Federal Credit Union and experience the difference of our One Low Rate Promise today.

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Disclaimer

Insured by NCUA. Certain restrictions apply. *One Low Rate applies to all Hughes Federal Credit Union loans except credit builder loans and mortgage loans, which are offered through an outside vendor. Credit card rates refer to our Visa® Platinum Card. For members with approved credit.