Important Update
We are excited to announce our partnership with a new credit card processor to better serve your VISA credit card needs. With this new partnership, we want to inform current credit card holders of upcoming changes.
What you need to know:
- Primary cardholders will not receive a new card until their current card expires.
- Secondary cardholders and authorized users will receive their new replacement card by March 24, 2025. Current cards may be used until March 24, 2025.
- For security reasons, secondary cardholders and authorized users will receive a new card with their own individual card number, Card Verifications Value/Code (CVV/CVC - three-digit number on the back of the card), and expiration date. Activation is required on the new card on or after March 24, 2025.
- If you plan to use your card at any ATM, you will be required to use a Personal Identification Number (PIN). You can select your unique PIN during the card activation process or call later to select your PIN.
- All members currently enrolled in eStatements for their credit card will need to re-enroll in eStatements on or after March 24, 2025.
- Please see additional FAQs by clicking here.
Take advantage of the savings potential.
While some credit cards want you to rack up transactions every month to earn reward points, the Hughes Visa® Platinum Card leaves the gimmicks out of it, giving its holders the savings upfront with a low rate, along with:
- 90-Day Purchase Security
- Personal Identity Theft Reimbursement
- Roadside Dispatch
- $500,000 in Common Carrier Travel Insurance
- Up to $300 Baggage Delay Insurance
- Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Braille cards are available upon request.
Change Your Credit Card PIN Easily!
Members can now easily change their existing Credit Card PIN. Just follow these quick steps:
Call to Change Your PIN:
- Call (866) 631-3197
Verify Your Identity:
- Call from the phone number linked to your account.
- Enter your 16 digit credit card number.
- Enter the 2 digit birth month and 2 digit birth year for the Primary Cardholder (MMYY).
Confirm Card Details:
- Enter the 4 digit expiration date (MMYY).
- Enter 3 digit CVV.
- Enter last 4 digits of Primary Cardholder's SSN.
Set Your New PIN:
- Follow the prompts to enter and confirm your new PIN.
NOTE: The process will end if your phone number, SSN, or card details do not match our records. A PIN can only be changed once in a 24-hour period.
Change your PIN anytime, anywhere - it's quick, secure, and convenient!
Rates
9.50% - 12.50% APR*
Visa Platinum Credit Card
Features & Benefits
- Credit limits range from $100 to $25,000
- Contactless technology
- Works with Apple Pay, Google Pay, Samsung Pay
- Visa Click to Pay
- No annual fee
- Low interest rate
- No cash advance fee and 24-hour cash access at ATMs worldwide
- No interest charged on purchases if balance is paid in full each month by the payment due date
- Contactless Mobile Payments
Look. Tap. Go.
Look for the Contactless Symbol when you checkout.
Customize & Personalize
Choose one of your favorite photos and create a one-of-a-kind card.
FAQ
Credit Card Frequently Asked Questions
You may join Hughes Federal Credit Union if you:
- Live, work, worship or attend school in Tucson
- Are employed by one of our Select Employer Groups
- Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
- Make a small donation to one of the following community Special Interest Groups:
- Friends of the Oro Valley Public Library
- Friends of the Pima County Public Library
- Friends of the Kirk Bear Canyon Library
Call 800-449-7728 to report a lost or stolen Hughes credit card.
Call 866-820-3941 (Credit Card)
Please contact us before you travel or go on a trip. Notifying us ahead of time is helpful to identify suspicious transactions and protect from possible fraud.
To set up automatic payments, you’ll need to complete and sign the Credit Card Automatic Payment Authorization Form then mail, fax, or drop it off at any of the seven Hughes locations.
You can also send the form via a secure email message by visiting HughesFCU.org/Contact.
You can also send the form via a secure email message by visiting HughesFCU.org/Contact.
No, your interest rate will not be changing.
Primary cardholders will do nothing. Since your card number is the same, there is no need to make any updates to any recurring payment providers. Secondary cardholders and authorized users will receive a new card with their own individual card number, Card Verifications Value/Code (CVV/CVC—three-digit number on the back of the card), and expiration date, because you will have a new card number you would need to reset any preauthorized, or recurring payments tied to their current card number.
No. Your due date will stay the same.
Yes. The new address will be included on the statement. If you pay this bill online, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after March 24, 2025 to ensure that your payment reaches the processor by your due date.
Contact the provider of this service (e.g., another bank or bill pay service) to ensure there is no interruption in automated payments.
You cannot access statements/history online after March 24, 2025, so we recommend saving the statements to your computer or printing hard copies before this date.
Disclosures
Effective Date: 01-01-2025
*APR = Annual Percentage Rate. Adjustable rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time. Requires a Main Share Savings account with a minimum balance of $50.00. Please contact a Credit Union employee for further information.
Penalty pricing will apply if we do not receive the required minimum monthly payment by the payment due date for two (2) consecutive months. The new increased rate of 16.99% APR (including any introductory rate and promotional rate) will apply on any existing and future purchase and cash advance balances. After the account is paid as agreed according to the terms of the Credit Card Agreement for six (6) consecutive months, the rate will be reduced back to the current prevailing APR.
Disclaimers and Agreements
Product and Service Fees (PDF)
Visa Credit Card Agreement (PDF)